Many people are looking for new ways to earn extra income. This is why VTU companies are becoming common in Africa. If you’re reading this post, you probably think you’re the best.
However, running a successful SME in Africa requires expanding your reach, which in turn increases your audience. One way to increase your chances of reaching a wider audience and earning more sales is to build a website.

What you need to get started

The term “VTU” is an acronym for “Virtual Filling”. This is a business where retailers can supplement their customers’ mobile networks with data or airtime.
Here are some things you will need to create a VTU website.

· Stable internet connection

· Laptop, desktop or smartphone

· Domain name and web hosting plan

· Corporate VTU account

· CMS (Content Management System)


Here is a step-by-step guide to creating a VTU website.

1. Create your own Vtu business account

The first step in creating a VTU website in Nigeria is to create a VTU business account through a sponsored site. You can register for an account through sites like Collect and Find or Salary4life. If you register on both platforms, you must choose a registration package that may charge you a one-time payment of 5,000 NK.
Different sponsored sites have different commission rates, so it’s important to do your research to find the right one for you.

2. Register a domain name and choose a web hosting plan

There are several hosting platforms like GoDaddy and Whogohost where you can register your domain name. However, since it is a Nigerian web hosting platform, we recommend the latter. A domain name is a website address that users use to access your website. It often ends with a .com or .ng extension, such as
Choose a domain name, visit Whogohost to see if your chosen name is available, and pay for it. Payment must be renewed annually.

3. Choose your preferred website building platform

There are several website building platforms available online and choosing the perfect platform is easy. If you have little or no knowledge of creating websites, choose a simple platform like Google Blogger or WordPress. Because they both have the simplest web building interface and are open source platforms. This means you don’t have to pay a dime to build a VTU website using these platforms.

4. Assign a domain name to your web development platform

Now that you have a domain name and selected your preferred web building platform, the next step is mapping. Mapping allows you to keep your domain name registered with the company you purchased it from. You also specify the domain from which to upload your website to your preferred web building platform.
In other words, domain name mapping directs Internet users to website hosting platforms. However, you must renew your domain name registration annually with the company you purchased it from.
Each web building platform has its own guide on how to map your domain name.

5. Choose your preferred payment gateway

All SMEs in Africa have multiple payment gateway options. Some of the most popular are Paystack, Flutter’s Ravepay, or traditional bank deposit/transfer. If your company is based in Nigeria, Paystack payment gateway is a good choice. First, you need to create a business account on your favorite payment site. You can then select your preferred payment gateway on the website builder. A payment gateway is a technology used by online merchants or merchants to accept credit or debit card payments. However, if you are using WordPress, you will need to install an e-commerce plugin, preferably the woo-commerce plugin. Next, you need to connect your payment gateway account with the woo-commerce plugin. We recommend using the Paystack payment gateway, which is easy to set up even for beginners.

6. Create products

Now that the site is up and running, the next step is to create a VTU business service type in the form of a product. For example, MTN, 9mobile, Airtel, Glo etc. You must create a product for each network as follows. We also provide PHCN and many more to our customers. You can create top-up products that help you pay for utilities such as: Each website development platform has its own set of guidelines for product development. For example, if you use WordPress, all you have to do is log in to your account. Then click on the “Products” tab from the server menu option on the website. Click Add New and enter the required information. Don’t forget to click Publish when you’re done creating your product. This will make your product appear on your website.

7. Confirm the Payment Gateway configuration

You should check the settings of your payment gateway to ensure that it is configured correctly. Make a trial deposit of the product to see if it appears in your account. Please allow 2-5 business days for your payment to appear in your account.

8. Promotion of the VTU website

Strategic product promotion is critical to the success of any small business in Africa, and yours is no exception. You should invest as much as possible to promote your business.
We believe we have interrupted the process of building our own VTU website in Nigeria. Professionals can have a website up and running in 24 hours. However, if you are just starting out, the above steps may take a few weeks.


Running a successful SME in Africa requires expanding your reach. To do this, you need to build a website. The term “VTU” is an acronym for “Virtual Filling”. This is a business where retailers supplement their customers’ mobile networks with data or airtime.

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By Livinus Uguru

The author and founder of Livinus Uguru's Blog Livinus Uguru is a renowned passionate blogger, digital marketer, content creator and medical practitioner. He enjoys sharing knowledge and experiences to the benefit of general public, and has written many news and articles published in different media and online platforms. Hope you enjoy reading this blog posts?

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